Being Financially Prepared for a Medical Emergency

Medical Loans

Picture this – Ranbir, 42, is a manager at a leading automobile company.  Except for occasional seasonal ailments, Ranbir had always been a healthy person. However, during one of his adventure trips to Himachal Pradesh for hang gliding, Ranbir met with an accident. Due to bad weather conditions, his glider went out of control and Ranbir had to make a crash landing resulting in multiple fractures. Ranbir had never foreseen this emergency. He was rushed to the district hospital for immediate medical surgery which was initially taken care of by his medical insurance.

However, due to multiple fractures and his serious condition, he had to be flown back to Delhi and admitted in a private hospital ICU for 6 weeks. With his insurance amount getting exhausted, Ranbir’s family decided to opt for an instant personal loan for medical emergencies. In such an unforeseen situation, to get a personal loan is a great boon since it can be used in a medical emergency which do not give a warning when they arrive.

There are many advantages of taking a personal loan in medical emergencies. These are:

Simple Application: The application process is simple and straightforward. Check your eligibility and keep your CIBIL score handy. Through Indiabulls Dhani you can get a personal loan within 3 minutes and it can be transferred in your account instantly. This money can be used to pay of any sudden medical requirements.

Collateral-Free: A personal loan is unsecured and collateral-free. You don’t have to provide documents of your assets.

Simple Repayment: The relatively long repayment tenure allows for easy repayment. The personal loan interest rates for medical emergencies also matched the tenure period thus reducing the financial burden.

Duration of Medical Ailment: A personal loan is available for both short-term and long-term periods. You may use it for medical emergencies.

A personal loan is a friend you can rely on. At Indiabulls Dhani, your personal loan experience is now quick, easy and convenient! Its key features include:

  • Best interest rates in the industry: With Indiabulls Dhani personal loans starting at 11.99% p.a., your dreams and aspirations can now come true.
  • Instant money transfer: End-to-end process and subsequent disbursal of personal loan to your bank account can be done instantly.
  • Instant verification through Aadhaar card: You can get a personal loan almost instantly using your Aadhaar card since it is your ID proof.
  • No need to upload documents: A completely online and hassle-free way to get a personal loan to fulfill all your financial requirements.
  • Your personal loan on-the-go: It’s simple, easy, and convenient. Using Indiabulls Dhani, you can now apply for your personal loan through the app or web and enjoy disbursal to your bank account almost instantly.

Personal Loan EMI Calculator

You can now instantly check your personal loan EMI using the online Personal Loan EMI Calculator. All you need to do is enter your loan amount, desired tenure (in months) and rate of interest, or move the slider to the left or right to adjust the values. It’s quick, comfortable and transparent. Calculate and plan your borrowings and payments as per your requirements.

Of all the various uses of personal loans, using it for a medical expense is the one which is truly useful in times of need.

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