A personal loan saves the day in case of emergencies. You can avail a personal loan for any reason. Whether it’s buying a flat, organizing a wedding, buying a vehicle, getting funds for higher studies or for going on a vacation, a personal loan can help you with any financial issue. You no longer have to wait for years and years to save your money and then make your dream come true. With a personal loan, all your financial short comings are solved immediately. Unlike other loans, a personal loan does not require you to keep any collateral or security with the lender.
Furthermore, to simplify the process you can apply for a personal loan online. Indiabulls Dhani has designed a ‘one of a kind’ application with which you can apply for a personal loan right from your phone. The application is available on Play Store and App Store. Once you start using this app, you no longer have to take time out and visit the branch. There are only a few steps involved to avail a loan through the app and it is beneficial in every way. Here’s how.
1. Online Application
All you need is a phone or a tablet to do your application online. You just need to download the ‘Instant Personal Loan App – Indiabulls Dhani’ from Google Play store or Apple App Store or log in to our website to apply for personal loan. If you are not able to find the app then the link is also available on the website. Once you download the app, you need to choose the type of loan you want and fill in the relevant details.
2. Secure Process
As it is an online personal loan application there might be doubts regarding the security of the details you enter. We assure you that the process is secure and your details remain safe.
3. Instant Verification
Once you enter your PAN Card and address proof details, they are verified instantly. This completes your personal verification process.
4. Quick Approval and Disbursal
Once you fill in the relevant details, they are processed and you get an approval immediately. The money is disbursed into your account in minutes.
5. Zero pre-payment charges
There are no pre-payment charges till Rs 20,000, if you want to repay your loan before the tenure.
6. Manage your Loan online
You can manage your loan within the app itself. All the data is stored in the app. The tenure, interest rates etc.
Gone are the days when getting a loan was a painful task. Loads of documents, multiple visits, long approval and verification process, all of this made availing a loan a scary venture to take on. But in the current day and age, technology has made things easier. You can get an approved loan right at your fingertips. Do not wait for the right time, calculate EMI on personal loan & apply online today to forget about all your financial worries as you are in safe hands.