The academic session for schools and colleges is almost over. As we enter the second week of May, the summer temperature can be found rising well beyond 40 degree Celsius. For the larger number of North Indians living in the hot plains, it is the perfect time to plan a vacation in the country’s hill stations or in a cooler country overseas. Gone are the days when you could not think of such an option due to scarcity of cash, but not anymore now. Most banks and NBFCs today offer a personal loan online that can be used as a travel loan, holiday loan or a vacation loan.
Today, you can get instant personal loans online in a matter of a few hours. You can apply for a personal loan online at very low rates of interest. Simply download the Indiabulls Dhani app for free from the Play Store/App Store and receive your personal loan instantly anytime, anywhere, in just 3 simple steps.
STEP I – Enter your loan amount
STEP II – Enter your PAN number and Address Proof
STEP III – Get money in your bank account instantly
And the best part? Indiabulls Dhani provides instant personal loan in just 3 minutes!
Your Personal Loan Experience is now quick, easy and convenient!
Industry best interest rates: All your dreams and aspirations can now come true with Indiabulls Dhani personal loans starting at 11.99% p.a.
Money in your account instantly: End-to-end process and subsequent disbursal of personal loan to your bank account instantly.
PAN Card and Address Proof for instant approval: Using your PAN card and Address Proof you can get a personal loan almost instantly.
Apply, receive and manage your personal loan directly on the mobile application. It’s simple, easy, and convenient. Using Dhani, you can now apply, receive and manage your personal loan on-the-go.
Personal Loan EMI Calculator
Instantly check your personal loan Equated Monthly Installment (EMI). It refers to the amount you have to pay permonth if you take a personal loan of a certain amount for a certain period. You can check your personal loan EMIby using this flexible and online Personal Loan EMI Calculator. The EMI calculator helps you to calculate your monthly installments on the personal loan that you may avail from a personal loans provider.
This calculation depends on the personal loan amount, the personal loan rate of interest and the personal loan term or tenure.Simply enter your loan amount, desired tenure (in months) and rate of interest, or move the slider to the left or right to adjust the values. It’s quick, comfortable and transparent. Calculate and plan your borrowings and payments as per your requirements. For example, if the loan amount is Rs 3 lakh with an interest rate of 18% per annum then the tenure would be 24 months.
A personal loan for travel purpose can help meet the following expenses:
- The cost of your train/flight tickets
- The cost of a cab/coach for sightseeing or excursion
- Buying gifts and presents for your loved ones
- To pay your hotel/restaurant or inhouse meal/refreshment charges
- The cost incurred for amusement or leisure while holidaying
- And online shopping.
Benefits of taking Personal Loan for Travel:
- Quick and easy processing of application and loan decisions can be tailored
- Calculation of interest is on a daily or monthly account on the basis of type and tenure of loan.
- Monthly payments can be through standing instructions from bank or even a payroll deduction
- Loan are approved as quick as within 48 hours
Tips for Using Travel Loan the Right Way:
- Borrow loan only to the extent of what your expense is.
- Have a plan to repay the loan. Don’t take loan to the extent of what your total repayment capacity is. Have some extra money always to meet emergencies
- Don’t apply for too many holiday loans
- Make sure you have good credit score and income to repay
- Plan early and avoid last minute waiting
- Apply loan before need arises to manage through alternatives in case of loan rejection
- Don’t fall for attractive offers and discount, look for the quality of the products and services that you spend money for.
With Indiabulls Dhani, your personal loan experience is now quick, easy, and convenient! With cool and attractive features, it also offers industry’s best interest rates. Your dream of a perfect summer vacation can now come true with Indiabulls Dhani personal loans starting at 11.99% p.a. Money is transferred in your account instantly in only 3 minutes. This entails end-to-end processing and subsequent disbursal of personal loan to your bank account instantly. Your Aadhaar card is your ID proof. Using your Aadhaar card, you can get a personal loan in no time.
You can also instantly check your personal loan EMI by using the Personal Loan EMI Calculator available online. Simply enter your loan amount, desired tenure (in months) and rate of interest or move the slider to the left or right to adjust the values. It’s quick, comfortable and transparent. Calculate and plan your borrowings and payments as per your requirements.Further there is no need to upload documents as it is a completely online and hassle-free way to get a personal loan to fulfil all your financial requirements. You can apply, receive and manage your personal loan directly through the mobile application.