In most cases, where there is money, there is hope and where there is hope, there is peace of mind. With hope one moves ahead confidently in life and peace of mind makes for a happy state of mind. Even if you are earning well, you cannot foretell which direction your life will take suddenly.
A sudden financial emergency is when you may need funds urgently. A financial emergency can manisfest itself in various forms and in the most unexpected of times. These could be in the form of being short of money when something catches your eye on a shopping errand, forgetting to carry your credit/debit cards on a hastily arranged outstation journey or being short of money when required to do unexpected and sudden medical check-ups, that little extra money you need to make a wedding memorable, etc. Even if you do manage to get a loan, there are form filling worries and long loan approval processes, which can create severe impediments in arranging money at a short notice.
Benefits of instant hassle-free personal loans
Indiabulls Dhani, a first-of-its-kind initiative by Indiabulls Ventures, is a platform that has been designed to make your personal financing needs easier than it ever was before. To apply for a personal loan using Indiabulls Dhani, you may download the app or use the web version and get money instantly! You are not required to visit a branch or call anyone – your personal loan application, sanction and subsequent disbursal is almost instantaneous. All you need is a PAN card, Address Proof and a quick hassle-free process later, your personal loan will be disbursed directly to your bank account, instantly.
- Best industry interest rates: With Indiabulls Dhani personal loans starting at 11.99% p.a. all your dreams and aspirations can now come true.
- Money in your account instantly: End-to-end process and subsequent disbursal of personal loan to your bank account instantly.
- Instant approval by using your PAN Card and Address Proof: You can get a personal loan almost instantly with your PAN card and Address Proof as it serves as your ID proof.
- There is no need to upload documents. This is a complete online and hassle-free way to get a personal loan to fulfill all your financial requirements. Apply for your personal directly through the mobile application or online: It’s simple, easy, and convenient. Disbursal is directly to your bank account.
STEP I – Enter your loan amount
STEP II – Enter your PAN Card and Address Proof
STEP III – Money is transferred in your bank account instantly
You can now finance absolutely anything you want using your personal loan. Here are a few important and unforeseen reasons to take a personal loan: Wedding, Education, Business, Travel, and Medical Requirements.
Know in advance and avail the best interest rates
There are no charges for pre-closure so you can close your loan before the loan tenure without any extra charges. Besides, you pay a small processing fees and that too only at disbursement time. Depending on the credit rating of the borrower, the interest rate on a personal loan can vary from 11.99% to upwards of 30%. After taking into account your CIBIL rating and other parameters, the creditworthiness of a borrower is assessed and subsequently the loan is given.