Things You Should Know While Buying Your Dream Car

Things You Should Know While Buying Your Dream Car

Having a car in the house gives you the liberty to go anywhere, anytime. When you decide to buy a car however, there are a hundred things to keep in mind. Having to decide whether you want to buy a new car or a second hand one; one model or another; how much loan to take and if you can get a loan if you are looking to get a used car – there are loads of decisions to make before buying your car.

Here we list down for you some things to keep in mind when buying a new or a used car and how to avail a loan for the same.

If you wish to buy a used car:

  • A used car is cheaper than a brand new one. Still, you need to decide on a budget. Select a cost range and look for cars in that range.
  • Choose a model which suits your needs. A used car can act as a precursor to a new car and help you choose better when you decide to buy a new car.
  • Inspect the car and check the service history. The service history will give you an idea of how well maintained it is.
  • Choose from where you want you to buy your car. It can be a certified dealer, an acquaintance or any of the online portals. Whatever platform you choose, make sure the vehicle is certified.
  • See if the car has the relevant paperwork. You would not want to miss out on any of the important documents such as the registration book, taxation book, PUC Certificate and the invoice.
  • Take a test drive of the car.
  • Bargain the price based on the condition of the car.
  • Make sure the transfer of ownership process is duly completed and the RTO is notified about the transfer.

Indiabulls Dhani Used Car Loan

If you feel that the car you have chosen does not fit your budget, then you can take a used car loan. Indiabulls Dhani has come up with a simplified process to avail a used car loan. All you need to do is download the app and fill in the relevant details and get a loan instantly.

  • You can avail a loan up to Rs 15 Lakhs.
  • You can choose your tenure from 3 months to 24 months.
  • Simple and hassle-free documentation.
  • Get instant approval and disbursal. Get money in your account in minutes.
  • There are no hidden charges and the interest rates start at 11.99% per annum.

If you wish to buy a new car:

  • Decide on a car which suits your needs, this includes deciding on the model as well as the diesel and petrol option.
  • When you are buying a new car, the first priority is to check the safety measures. Does the model have curtain airbags along with the usual airbags, electronic stability control, knee protection, anti-lock brakes etc?
  • Research about the invoice price. The price which a dealer pays to the manufacturer is called an invoice price. As the manufacturer’s suggested retail price includes profits, knowing the invoice price gives you an edge to negotiate.
  • Choose a car which has a proper warranty on its parts. The warranty may be based on the number of kilometers driven or the number of years.

Indiabulls Dhani Car Loan

You can avail a Car loan to buy your first car. A Car loan saves you from all the hassle that comes with financing a car. The Indiabulls Dhani Car Loan comes with a lot of benefits.

  • You can avail a loan up to Rs 15 Lakhs.
  • You can choose your tenure from 3 months to 24 months
  • As the application is online through the Instant Personal Loan App by Indiabulls Dhani, the loan is approved and disbursed instantly.
  • You only need to fill in your PAN and address proof details.
  • There is no need to keep your car as a security against the loan.
  • The interest rates start at 11.99% per annum.

These tips will help you to make an informed decision about the car you want to buy. The personal loan and used car loan can give you the support you need to turn your dream into a reality.

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