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Online Business Loans in India

Loans to meet all your business needs!

  • Instant Business Loans starting from ₹ 10,000
  • Zero Pre-payment Charges
  • Paperless Documentation & Instant Disbursal

Dhani Biz (Business Loan)

Dhani Biz by Indiabulls Dhani is an unsecured business loan provided by Indiabulls Consumer Finance Limited (IBCFL). You can now avail an online business loan in India with Indiabulls Dhani over just a few clicks. With Dhani Biz, funding your business is now simple and hassle-free.With Dhani Biz, you can invest in infrastructure, upgrade to the latest plant and machinery, expand operations, increase working capital or maintain inventory and much more, never having to worry about instant funds at any given point. Dhani Biz can give your business the boost it needs to reach newer heights with enhanced competitiveness and profitability. Now enjoy competitive business loan interest rates on instant disbursals of your Dhani Biz loan.

What are the things covered under a Business Loan?

You can use your Dhani Biz loan to fulfil all kind of requirements with ease and speed, anytime, anywhere. This type of business finance is specifically designed for you to take your business to new heights. As this is an unsecured business loan, there is no pressure of collateral. Some requirements you can manage with your Dhani Biz are mentioned below:

  • Expansion to new locations

  • Taking Up bigger projects

  • Upgrade technology or repair machinery

  • Emergency procuring of raw material for bulk order

  • Hire seasonal employees

  • Improve cash flows

Business Loan Features & Benefits

Dhani Biz is an online business loan. The process to apply for the loan is completely online and does not require any manual intervention; hence it saves a lot of time. All you need to do is log in on the website or download the Dhani app from Google Play Store or Apple Store.

Instant Disbursal of the Amount

Indiabulls Dhani Biz Loans start from Rs 25,000.

Flexible Tenure Options

The loan tenure ranges from 6 months to 36 months

Time-Saving and Paperless Documentation

The documentation process is extremely simple and hassle-free.

Security of Information

All your details remain safe and secure.

Get Instant Disbursals

Get your loan amount disbursed into your current account within minutes.

Zero Prepayment Charges

No prepayment charges for loans availed for 6 months.

Manage on the Go

As everything is saved in the app, you can manage your Business loan online, anytime anywhere.

How to apply for an Instant business Loan online?

Indiabulls Dhani Biz has made availing a Business loan a completely hassle-free process. You just need to download the Indiabulls Dhani Loans app and avail an instant Business loan online, right at your fingertips.

Step 1: Apply Online

  • Download the app

  • Enter your mobile number

  • Once you receive the OTP your number gets verified

  • Choose the Business loan option

Step 2: Enter Required Details

  • Enter your loan amount

  • Enter your GST, Pan Card and Address Proof details.

Step 3: Receive an Instant Approval & Disbursal

  • After approval, get money in your bank account instantly

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Online Business Loans FAQS

1. What is the eligibility criteria for availing a business loan with Indiabulls Dhani Biz?

You are eligible to apply for an online business loan with Indiabulls Dhani Biz once you meet the below mentioned criteria:

  • If you are Self-employed

  • If you have active GST with a GST filling for the last six month

  • If your age is between 25 Years when you apply for the loan and 65 Years at the time of loan completion

2. What are the securities/collaterals/guarantors I need to provide?

Indiabulls Dhani Biz loans are unsecured business loans. Hence no security or collateral is required.

3. What loan amount can I avail?

Indiabulls Dhani Biz loans are offered from 25,000 onwards.

4. What are the business loan requirements to apply for a business loan online with Indiabulls Dhani?

For instant disbursement of your business loan, please keep the following information available:

  • KYC as per company guidelines for the applicant as well as co-applicants

  • GST Credentials

  • Bank account in any of these 5 banks SBI, ICICI, Kotak, HDFC and Axis

For further information, please write to us at service_dhani@indiabulls.com or call our customer care on 1860 419 3333

5. What are my loan tenure options?

Indiabulls Dhani Biz business loan provides you with the following tenure options:

  • 6 months

  • 12 months

  • 18 months

  • 24 months

  • 30 months

  • 36 months

6. How can I contact Indiabulls Dhani?

You can contact us through our customer care at 1860 419 3333 or write to us at service_dhani@indiabulls.com

7. Does my information remain secure?

Yes, the information you feed remains safe. All your details are not shared with any third party.

8. How to get a business loan with Indiabulls Dhani?

You can apply for a business loan by downloading the Indiabulls Dhani Mobile application and applying for Dhani Biz through it.

9. When will I get the Dhani Biz Loan?

At Indiabulls Dhani, our aim is to provide business loans directly to the Proprietor’s business instantly*. For firms and companies, instant* conditional offer would be made.

*Subject to meeting policy norms

10. Can I foreclose or prepay my loan?

You will be allowed to foreclose your Business Loan as per Indiabulls Consumer Finance Limited policy. No pre-closure charges will be applicable for loans of 6-month tenure.

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