Personal Loans FAQS

When can I avail a Personal Loan?

You can avail a personal loan whenever you have a financial need. It can be a medical emergency, when you want to buy a car, an upcoming wedding, going for higher studies etc.

What are the Documents required for a Personal Loan?

There is no physical requirement of documents since they can be uploaded or linked in a hassle-free process. Below is the list of documents required at the time of application for a personal loan with Indiabulls Dhani:

1. PAN Card Details

2. Address Proof

3. Bank Details

Does my information remain secure?

Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm. We do not share your data with any third party.

Where can I apply for Personal loan?

You can login on Indiabulls Dhani website or download the Indiabulls Dhani personal loan application from Google Play Store or Apple App Store.

What is a personal loan EMI Calculator?

A personal loan EMI calculator is an online tool which gives you an approximate amount of your monthly EMIs.

When will I get the amount disbursed into my account?

Indiabulls Dhani is created to provide personal loan disbursement directly into one’s bank account in a matter of minutes.

What are the different tenure options?

The tenure options range from 3 months to 36 months.

Are there any prepayment charges?

If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee for loans below ₹ 20,000.

Personal Loan Eligibility Criteria

The eligibility criteria to apply for a personal loan with Indiabulls Dhani is that you need to be a salaried professional or a self-employed entrepreneur.

Is there a minimum and maximum loan amount?

The minimum loan amount is ₹ 1000 & the maximum loan amount is ₹ 15 Lakhs. This wide range gives you a chance to apply for personal loans online suiting your needs.