How Does Personal Loans Work?
When you apply for a personal loan, the lender approves the loan amount after checking your credit score & other details. Once the personal loan amount is approved, you’ll receive the amount directly in your bank account.
The entire loan amount is payed back in installments within a fixed timeframe specified by the lender.
The interest rate on your personal loan is determined by your credit score. A good credit rate will help in reducing personal loan interest rate and help you save money when you repay the debt.
Why should one avail a Personal Loan?
Personal loans can be used to purchase new/old car or a two wheeler, paying off medical debts, wedding expenses, any emergency or while pursuing higher studies depending on one’s requirement.
Personal Loan Features & Benefits
Availing a personal loan with Indiabulls Dhani is simple & quick. You can apply for a personal loan online through the website or download the Dhani App. There are some features & benefits of applying for Personal Loan with Indiabulls Dhani:
1. High Disbursal Amount
The personal loan application amount ranges from Rs 1000 to Rs 15 Lakhs
2. Flexible Tenure
The tenure period ranges from 3 months to 36 months
3. Best Interest Rates
The personal loan interest rate starts at 11.99%
4. Easy Documentation
Extremely simple and hassle-free documentation
5. Safe & Secure
All your details remain safe and secure
6. Instant Loan Disbursal
Get your loan amount disbursed into your bank account within minutes
7. No Pre-Payment Charges
If you want to repay your loan before the tenure, there are no prepayment charges for loans under Rs 20,000
8. Easy to Application
As everything is saved in the app, you can manage your personal loan online
Apply for Instant Personal Loan Online
How to apply for an Instant Personal Loan online?
Indiabulls Dhani has made the personal loan application process completely hassle-free. You can simply apply for an instant personal loan online through website or download the Indiabulls Dhani Personal Loans app and avail an instant personal loan online, right at your fingertips.
Here’s how you can apply for Indiabulls Dhani Personal Loan –
1. Online Application
Log in on our website or you can download the Dhani App and enter your mobile number. Once you receive the OTP your number gets verified
2. Enter Loan Amount
Enter your loan amount
3. PAN Card & Address Proof Details
Enter your Pan Card and Address Proof details.
4. Instant Approval & Disbursal
After approval, get money in your bank account instantly.
Apply for Personal Loan Online
Personal Loan EMI calculator
A personal loan EMI calculator helps you get an estimation regarding the monthly EMIs. You can use the financial calculator to calculate your EMI.
All you need to do is select the amount, interest rate and tenure. It is a quick and easy process. The personal loan interest rate calculator can give you an approximate amount of the EMI outflow. You can use this insight to plan the amount of your personal loan.
Calculate Personal Loan EMI
Personal Loan Interest Rates
Indiabulls Dhani offers attractive interest rates starting at 11.99%. Click here to know the detailed breakdown.
Eligibility for Personal Loans
To be eligible for personal loans you need to be a salaried professional or a self-employed entrepreneur.
Why Choose Indiabulls Dhani for Personal Loans?
Indiabulls Dhani has come up with a unique way for you to avail a personal loan online. Download ‘Instant Personal Loan App – Indiabulls Dhani’ or log on to the website, and you can apply for a personal loan online in minutes with an absolutely hassle-free process.
The app makes it possible for you to get money in no time. You can use the money for anything that you may need and there is no collateral involved.
When can I avail a Personal Loan?
You can avail a personal loan whenever you have a financial need. It can be a medical emergency, when you want to buy a car, an upcoming wedding, going for higher studies etc.
What are the Documents required for a Personal Loan?
There is no physical requirement of documents since they can be uploaded or linked in a hassle-free process. Below is the list of documents required at the time of application for a personal loan with Indiabulls Dhani:
1. PAN Card Details
2. Address Proof
3. Bank Details
Does my information remain secure?
Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm. We do not share your data with any third party.
Where can I apply for Personal loan?
You can login on Indiabulls Dhani website or download the Indiabulls Dhani personal loan application from Google Play Store or Apple App Store.
What is a personal loan EMI Calculator?
A personal loan EMI calculator is an online tool which gives you an approximate amount of your monthly EMIs.
When will I get the amount disbursed into my account?
Indiabulls Dhani is created to provide personal loan disbursement directly into one’s bank account in a matter of minutes.
What are the different tenure options?
The tenure options range from 3 months to 36 months.
Are there any prepayment charges?
If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee for loans below ₹ 20,000.
Personal Loan Eligibility Criteria
The eligibility criteria to apply for a personal loan with Indiabulls Dhani is that you need to be a salaried professional or a self-employed entrepreneur.
Is there a minimum and maximum loan amount?
The minimum loan amount is ₹ 1000 & the maximum loan amount is ₹ 15 Lakhs. This wide range gives you a chance to apply for personal loans online suiting your needs.
Personal loan EMI Calculator
How it works
Personal Loan Interest Rate
Apply for a Personal Loan