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Indiabulls Dhani

 Indiabulls Dhani Get a personal loan instantly with Indiabulls Dhani, a quick, easy and convenient mobile application which disburses loan amount in your bank account directly, starting at 12% p.a.

Personal Loans

Live your dreams now!

What is a Personal Loan and how can one use it?

If you can dream it, it is just as likely that you can do it. Each dream is as important as the other. You should not have to worry about financial feasibility, when you can rather spend your time planning what it is you can do, once you have the means! This is where a personal loan comes to the rescue. The word ‘loan’ may ring a warning bell in your head because of the stereotype attached to it. However, you can be rest assured that taking a Personal Loan today is no more stressful. From choosing the loan amount to interest rates, to tenure etc., everything is tailored to suit your needs so that availing a loan is as simple and hassle free as possible.

You can avail a personal loan for any reason. Whatever the reason be for your financial crunch, you can take a personal loan to solve it and manage your funds. In fact, technology has made the loan availing process simpler and now you can get instant personal loans online.

Apply for a Personal Loan

What are the things covered under a Personal Loan?

All your expenses such as weddings, higher studies, medical emergencies, home renovation, buying a car or two wheeler, a vacation at an exotic location etc. can be covered under a personal loan. Unlike home loans or car loans, you do not need to mention your reason to take a personal loan. It is completely up to you to decide on the usage of your loan.

Benefits and features

  • The process is completely online, hence it saves a lot of time. All you need to do is log in on the website or download the app from Google Play Store or Apple Store.

  • The loan amount ranges from Rs 1000 to Rs 15 Lakhs

  • The tenure period ranges from 3 months to 24 months

  • The interest rates start at 11.99%

  • Extremely simple and hassle-free documentation

  • All your details remain safe and secure

  • Get your loan amount disbursed into your bank account within minutes

  • If you want to repay your loan before the tenure, there are no prepayment charges for loans under Rs 20,000

  • As everything is saved in the app, you can manage your personal loan online

Apply for Instant Personal Loan Online

How to apply for a Personal Loan online?

Earlier, applying for a loan involved visiting the branch, setting up a meeting with the lenders or the banks, carrying a huge file of documents etc. It was a task, to say the least. Indiabulls Dhani has made this process completely hassle-free. You just need to apply for personal loan online through website or you can download the Indiabulls Dhani Personal Loans app and avail a personal loan online, right at your fingertips.

Here’s how you can apply for Indiabulls Dhani Personal Loan -

  • Log in on our website or you can download the app and enter your mobile number. Once you receive the OTP your number gets verified

  • Enter your loan amount

  • Enter your Pan Card and Address Proof details.

  • After approval, get money in your bank account instantly.

Apply for Personal Loan Online

Personal Loan EMI calculator

A personal EMI calculator is an online tool which helps you get an estimation regarding the monthly EMIs. You can use the calculator to decide how much EMI you can pay. All you need to do is select the amount, interest rate and tenure. It is a quick and easy process. The personal EMI calculator can give you an approximate amount of the EMI outflow. You can use this insight to plan the amount of loan you want to avail.

Calculate Personal Loan EMI

Personal Loan Interest Rates

Indiabulls Dhani gives you attractive interest rates. The personal loan interest rates start at 11.99 %.

Eligibility for Personal Loans

To be eligible for personal loans you need to be a salaried professional or a self-employed entrepreneur.

Why Choose Indiabulls Dhani for Personal Loans?

Indiabulls Dhani has come up with a unique way for you to avail a personal loan online. Download ‘Instant Personal Loan App – Indiabulls Dhani’ or log on to the website, and you can avail a loan in minutes with an absolutely hassle-free process.

The app makes it possible for you to get money in no time. You can use the money for anything that you may need and there is no collateral involved.

Personal Loans FAQS

When can I avail a Personal Loan?

You can avail a personal loan whenever there is a financial crunch. It can be a medical emergency, when you want to buy a car, an upcoming wedding, going for higher studies etc.

What are the different types of documents required for a Personal Loan?

One needs to have their personal details, pan card, address proof and bank credentials handy. There is not physical requirements of documents and can be uploaded or linked in a hassle-free process.

Does my information remain secure?

Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm. We do not share your data with any third party.

Where can I apply for Personal loan?

You can login on Indiabulls Dhani website or download the Indiabulls Dhani personal loan application from Google Play Store or Apple Store.

What is a personal loan EMI Calculator?

A personal loan EMI calculator is an online tool which gives you an approximate amount of your monthly EMIs.

When will I get the amount disbursed into my account?

Indiabulls Dhani is created to provide personal loan disbursement directly into one’s bank account in a matter of minutes.

What are the different tenure options?

The tenure options range from 3 months to 24 months.

Are there any prepayment charges?

If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee for loans below ₹ 20,000.

How can I be eligible to avail a Personal Loan?

To apply for a personal loan online you need to meet certain eligibility criteria. You need to be a salaried professional or a self-employed entrepreneur.

Is there a minimum and maximum loan amount?

Indiabulls Dhani offers personal loans ranging from ₹ 1000 to ₹ 15 Lakhs. This wide range gives you a chance to avail a loan suiting your needs.

Quick Links:
Personal loan EMI Calculator
How it works

Apply for a Personal Loan