What are the things covered under a Personal Loan?
All your expenses such as weddings, higher studies, medical emergencies, home renovation, buying a car or two wheeler, a vacation at an exotic location etc. can be covered under a personal loan application. Unlike home loans or car loans, you do not need to mention your reason to take an instant personal loan online. It is completely up to you to decide on the usage of your loan.
Personal Loan Features & Benefits
The process to apply for personal loans is completely online, hence it saves a lot of time. All you need to do is log in on the website or download the app from Google Play Store or Apple Store.
The personal loan application amount ranges from ₹ 1000 to ₹ 15 Lakhs
The tenure period ranges from 3 months to 36 months
The personal loan interest rates start at 11.99%
Extremely simple and hassle-free documentation
All your details remain safe and secure
Get your loan amount disbursed into your bank account within minutes
If you want to repay your loan before the tenure, there are no prepayment charges for loans under ₹ 20,000
As everything is saved in the app, you can manage your personal loan online
Apply for Instant Personal Loan Online
How to apply for an Instant Personal Loan online?
Earlier, the process to apply for a personal loan involved visiting the branch, setting up a meeting with the lenders or the banks, carrying a huge file of documents etc. It was a task, to say the least. Indiabulls Dhani has made this process completely hassle-free. You just need to apply for an instant personal loan online through website or you can download the Indiabulls Dhani Personal Loans app and avail an instant personal loan online, right at your fingertips.
Here’s how you can apply for a quick Indiabulls Dhani Personal Loan Online –
Log in on our website or you can download the app and enter your mobile number. Once you receive the OTP your number gets verified
Enter your loan amount
Enter your Pan Card and Address Proof details.
After approval, get money in your bank account instantly.
Apply for Personal Loan Online
Personal Loan EMI calculator
A personal EMI calculator is an online tool which helps you get an estimation regarding the monthly EMIs. You can use the calculator to decide how much EMI you can pay. All you need to do is select the amount, interest rate and tenure. It is a quick and easy process. The personal EMI calculator can give you an approximate amount of the EMI outflow. You can use this insight to plan the amount of loan you want to avail.
Calculate Personal Loan EMI
Personal Loan Interest Rates
Indiabulls Dhani gives you attractive interest rates. The personal loan interest rates start at 11.99 %.
When can I avail a Personal Loan?
You can avail a personal loan whenever there is a financial crunch. It can be a medical emergency, when you want to buy a car, an upcoming wedding, going for higher studies etc.
What are the different types of documents required for a Personal Loan?
One needs to have their personal details, pan card, address proof and bank credentials handy. There is not physical requirements of documents and can be uploaded or linked in a hassle-free process.
Does my information remain secure?
Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm. We do not share your data with any third party.
Where can I apply for Personal loan?
You can login on Indiabulls Dhani website or download the Indiabulls Dhani personal loan application from Google Play Store or Apple Store.
What is a personal loan EMI Calculator?
A personal loan EMI calculator is an online tool which gives you an approximate amount of your monthly EMIs.
When will I get the amount disbursed into my account?
Indiabulls Dhani is created to provide personal loan disbursement directly into one’s bank account in a matter of minutes.
What are the different tenure options?
The tenure options range from 3 months to 36 months.
Are there any prepayment charges?
If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee for loans below ₹ 20,000.
How can I be eligible to avail a Personal Loan?
To apply for an instant personal loan online you need to meet certain eligibility criteria. You need to be a salaried professional or a self-employed entrepreneur.
Is there a minimum and maximum loan amount?
Indiabulls Dhani offers personal loans ranging from ₹ 1000 to ₹ 15 Lakhs. This wide range gives you a chance to apply for personal loans online suiting your needs.
Personal loan EMI Calculator
How it works
Personal Loan Interest Rate
Apply for a Personal Loan