Personal Loans FAQS

When can I avail a Personal Loan?

You can avail a personal loan whenever there is a financial crunch. It can be a medical emergency, when you want to buy a car, an upcoming wedding, going for higher studies etc.

What are the different types of documents required for a Personal Loan?

One needs to have their personal details, pan card, address proof and bank credentials handy. There is not physical requirements of documents and can be uploaded or linked in a hassle-free process.

Does my information remain secure?

Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm. We do not share your data with any third party.

Where can I apply for Personal loan?

You can login on Indiabulls Dhani website or download the Indiabulls Dhani personal loan application from Google Play Store or Apple Store.

What is a personal loan EMI Calculator?

A personal loan EMI calculator is an online tool which gives you an approximate amount of your monthly EMIs.

When will I get the amount disbursed into my account?

Indiabulls Dhani is created to provide personal loan disbursement directly into one’s bank account in a matter of minutes.

What are the different tenure options?

The tenure options range from 3 months to 36 months.

Are there any prepayment charges?

If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee for loans below ₹ 20,000.

How can I be eligible to avail a Personal Loan?

To apply for an instant personal loan online you need to meet certain eligibility criteria. You need to be a salaried professional or a self-employed entrepreneur.

Is there a minimum and maximum loan amount?

Indiabulls Dhani offers personal loans ranging from ₹ 1000 to ₹ 15 Lakhs. This wide range gives you a chance to apply for personal loans online suiting your needs.