What is a Personal Loan?
A personal loan is a fixed amount borrowed at a fixed interest rate from a financial institution or an online lender and repaid over a fixed tenure which is pre-decided. It is a type of unsecured loan wherein you usually don’t pledge any security or a collateral at the time of availing it. Also, you have the flexibility to use the amount as per your needs. Indiabulls Dhani personal loans are specially designed to ease financing and make it more accessible to people. You can apply for an instant personal loan using Indiabulls Dhani App or Log In through the website. With its easy-to-apply online process, you can receive your loan amount in your bank account instantly! Avail personal loan in India starting from Rs. 1,000 to Rs. 15,00,000 at an attractive interest rate starting from just 13.99% p.a.
Indiabulls Dhani – Features & Benefits
Availing a personal loan with Indiabulls Dhani is simple & quick. You can apply for an instant personal loan online through the website or download the Dhani App. Here are some features & benefits of applying for Personal Loan with Indiabulls Dhani:
1. High Disbursal Amount: The personal loan application amount ranges from Rs. 1000 to Rs. 15 Lakhs
2. Flexible Tenure: The tenure period ranges from 3 months to 36 months
3. Best Interest Rates: The personal loan interest rate starts at 13.99%
4. Easy Documentation: Extremely simple and hassle-free documentation
5. Safe & Secure: All your details remain safe and secure
6. Instant Loan Disbursal: Get your loan amount disbursed into your bank account within minutes
7. No Pre-Payment Charges: If you want to repay your loan before the tenure, there are no prepayment charges for loans under Rs. 20,000
8. Easy Loan Application: As everything is saved in the app, you can manage your personal loan online
9. Dhani Pay: Dhani Pay is a secured prepaid account or mobile wallet, which comes with an all new vertical design RuPay Platinum card with the Dhani App. Get exciting rewards & exclusive discounts on every payment made using Dhani Pay. Opportunity to earn points worth ₹ 40 on each transaction (utility payments) on Dhani Pay.
10. Dhani Points: An exclusive Rewards Point Program by Indiabulls Dhani. Win Dhani Points every day by logging on Dhani App. Get ₹ 2 for every Dhani Point on timely EMI payment. Know more about Dhani Points here!
11. Spin the Wheel: Exciting opportunities to win money each day with spin the wheel
In addition to this, we even provide with a personal loan EMI calculator, which helps your plan your loan and repayments.
Personal Loan Interest Rates Calculate Personal Loan EMI
How to apply for an Instant Personal Loan online?
With Indiabulls Dhani, your loan application process becomes completely hassle-free. You can simply apply for an instant personal loan online through our website or download the Indiabulls Dhani Personal Loans app and apply for al loan online, right at your fingertips.
Here’s how you can apply for a personal loan with Indiabulls Dhani –
Step 1: Online Application:
Log in on our website or you can download the Dhani App and enter your mobile number. Once you receive the OTP your number gets verified.
Step 2: Enter Loan Amount
Enter your preferred loan amount.
Step 3: Enter your Personal Details
Enter your Pan Card and Address Proof details.
Step 4: Instant Approval & Disbursal
After approval, get money in your bank account instantly.
Why Choose Indiabulls Dhani?
Indiabulls Dhani has come up with a unique way for you to avail an instant personal loan online. Download ‘Instant Personal Loan App – Indiabulls Dhani’ or log on to the website, and you can apply for a personal loan online in minutes, with quick personal loan eligibility and documents check to ensure an absolutely hassle-free process. The app makes it possible for you to get funds in no time. You can use the money for anything that you may need and there is no collateral involved.
Instant Personal Loan with Dhani App