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Personal Loan Interest Rates and Charges

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Indiabulls Dhani offers attractive personal loan interest rates up to Rs.15 lakh that can help you meet a range of financial requirements. Get collateral-free loans, with minimum documentation, flexible tenor and instant disbursal. With Indiabulls Dhani Personal Loan, you do not have to worry about any hidden fees or charges. Here are more details on the personal loan interest rates and charges:


Type of Charge Charge % / INR
Processing fee up to 5%
Loan foreclosure/pre-payment charges >6 months: 5%
Rate of Interest 11.99% onwards
Bounce charges Rs. 400 per bounce
Late Payment penalty 3% per month
Stamp duty charges for loan documentation As per applicable laws
Duplicate NOC Rs. 500 per request
Repayment mandate/instrument swapping charges Rs. 500 per request
Loan Cancellation Charges Rs. 3000
Loan Re booking charges Rs. 1500
Statement of account charges Rs. 500
Duplicate Repayment Schedule Rs. 500
Bounce Charges (For Self Employed) Rs. 750

*Applicable for online as well as physical application.

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