Medical Loans Online - Get Loan for Medical Emergency
Take care of your and your family’s health without a worry about finances!
Life is unpredictable and can bring with it some unforeseen medical emergencies. Between savings and medical insurances, many of us may find ourselves adequately equipped to face such troubles, but as it is with anything unpredictable, there is always a risk!
In such situations having to worry about managing finances, when one should be focusing on managing their or their loved ones’ health, can be extremely stressful. With Indiabulls Dhani medical loan, we have you covered!
Ensuring that you receive your money in the fastest and most hassle-free manner possible is important to us. Just use Indiabulls Dhani to get medical loan and let money be the least of your problems in such situations!
What is a Medical Loan? What aspects are covered under it?
When there is a medical emergency, all one needs is speedy treatment. But treatments involve money. So figuring out your finances during a contingency is very stressful. A medical loan is an emergency loan which helps you to get access to the much-needed funds. It covers your expenses for treatments, surgeries, paying prescription and hospital bills etc.
Your insurance may or may not cover all kinds of ailments or treatments. A medical loan can be used for any kind or ailment or treatment as it is based on the amount of money you want to take as a loan.
Benefits and Features
Cover all your expenses such as the Doctor’s fee, hospital bills, prescription medicines, surgery etc.
You can take a medical loan for any kind of medical issue
Competitive interest rates
Loans ranging from ₹ 1,000 to ₹ 15 Lakhs
Completely digital process
Instant money in your bank account
Tenure period ranging from 3 to 24 months
How to apply for Medical Loans?
It is crucial that you do not waste time looking for funds when there is an emergency. Indiabulls Dhani has come up with a process which is quick and helps you get funds in the nick of time. Here’s how you can apply for a medical loan with Indiabulls Dhani.
Visit the Indiabulls Dhani website or download the Dhani App from Google Play Store or App Store.
Once downloaded or on the website, enter your mobile number and loan details.
Upload your PAN Card and Address Proof details.
Get the loan money disbursed into your bank account instantly.
Medical Loan EMI Calculator
Once you know the exact amount of money you need for the treatment, this tool helps you to reach an estimate for your EMIs. You need to enter your loan amount, preferred tenure range and lastly, the interest rate.
Medical Loans Interest Rates
When you take an emergency loan, you also have to consider the interest rate which you will have to pay for the loan amount. The interest rates for medical loans at Indiabulls Dhani start at 11.99%.
The Indiabulls Dhani Advantage
Indiabulls Dhani provides you with a speedy process to avail emergency loans for a health issue. If your treatments are at hospitals which do not accept cashless treatments, then you can avail the Medical Loan and arrange for cash. You don’t have to go looking for documents to submit or upload, or visit us in our branch. If you have our app in your phone or visit our website, you can avail the loan on the spot. Our interest rates are affordable and do not burn a hole in your pocket. With our flexible tenure policy, you can choose a suitable time range to repay the loan.
Medical Loan FAQs
Do I have to mention the type or reason for treatment?
No. You do not have to mention the reason for your treatment or what kind of ailment it is. Our medical loan is applicable to all kinds of treatments and medical conditions.
Do I have to pay any Down Payment or keep collaterals?
No. You do not have to pay a down payment or keep any collateral for the medical loan.
Is it compulsory to provide details of the health provider?
We do not require you to submit your health provider’s details.
How can I be eligible to avail a medical loan?
To avail a Medical Loan from Indiabulls Dhani, you need to be an Indian resident aged 21 years and above. You should be a salaried professional or self-employed entrepreneur.
What are the different types of documents required for a medical loan?
Indiabulls Dhani does not require you to submit any hard copies of documents. The process is paperless. You only need to fill in your PAN and address proof details.
Do I have to give any details regarding my medical history?
We do not ask you for your medical history details.
Does my information remain secure?
Yes, the information you feed remains safe. We do not share your data with any third party.
Where can I download the Indiabulls Dhani Personal Loan application?
You can download the Indiabulls Dhani personal loan application from Google Play Store or Apple Store.
What is a personal loan EMI Calculator?
Plan your expenses by estimating the amount of EMI that you will be paying at the end of each month. An EMI Calculator helps you get an approximate amount of the same.
How much time does it take for disbursal?
At Indiabulls Dhani you get instant personal loan approval, thus the amount is disbursed into your bank account in minutes.
What are the different tenure options?
The tenure options range from 3 months to 24 months.
Are there any prepayment charges?
If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee till ₹ 20,000.
Is there a minimum and maximum loan amount?
Indiabulls Dhani offers medical loans ranging from ₹ 1000 to ₹ 15 Lakhs.