Medical Loan FAQs

Do I have to mention the type or reason for treatment?

No. You do not have to mention the reason for your treatment or what kind of ailment it is. Our medical loan is applicable to all kinds of treatments and medical conditions.

Do I have to pay any Down Payment or keep collaterals?

No. You do not have to pay a down payment or keep any collateral for the medical loan.

Is it compulsory to provide details of the health provider?

We do not require you to submit your health provider’s details.

How can I be eligible to avail a medical loan?

To avail a Medical Loan from Indiabulls Dhani, you need to be an Indian resident aged 21 years and above. You should be a salaried professional or self-employed entrepreneur.

What are the different types of documents required for a medical loan?

Indiabulls Dhani does not require you to submit any hard copies of documents. The process is paperless. You only need to fill in your PAN and address proof details.

Do I have to give any details regarding my medical history?

We do not ask you for your medical history details.

Does my information remain secure?

Yes, the information you feed remains safe. We do not share your data with any third party.

Where can I download the Indiabulls Dhani Personal Loan application?

You can download the Indiabulls Dhani personal loan application from Google Play Store or Apple Store.

What is a personal loan EMI Calculator?

Plan your expenses by estimating the amount of EMI that you will be paying at the end of each month. An EMI Calculator helps you get an approximate amount of the same.

How much time does it take for disbursal?

At Indiabulls Dhani you get instant personal loan approval, thus the amount is disbursed into your bank account in minutes.

What are the different tenure options?

The tenure options range from 3 months to 36 months.

Are there any prepayment charges?

If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee till ₹ 20,000.

Is there a minimum and maximum loan amount?

Indiabulls Dhani offers medical loans ranging from ₹ 1000 to ₹ 15 Lakhs.