1860 419 3333  |   Download Dhani App

Branch Locator

We are near you!

 

Personal Loan Branches in Chennai

Famous for its automobile industry, Chennai is known as the ‘Detroit of South Asia’. This city is the center for education and cultural workings and is the most significant metropolitan hub in India. In the recent years, Chennai has been exposed to the cosmopolitan culture of living in a city. It has now become a hot-spot for cultural, economic and educational center in South India. Chennai also home to some of the most trusted banks and NBFCs in India.

Hence, if you want to avail any kind of financial services then you have many options. We provide personal loans in Chennai as a solution to your finance woes. You can visit our branch at the below mentioned address and apply for a personal loan.

Indiabulls offers personal loan offline & online.

Applying for a personal loan online has its own advantages as follows

  • Instantaneous Personal Loan Approval

  • Hassle free online application process

  • No hard documentation

  • Manage your loan online

What is a Personal loan & When Can You Apply for it?

A personal loan is an unsecured loan which helps you get access to funds in times of emergency. As this is an unsecured type of loan, which does not require any collateral. You can think of applying for a personal loan for any of the below situations:

  1. To fund your home remodelling

  2. To gather finances for paying fees for higher studies

  3. For relocation

  4. For buying an SUV or a sports bike

  5. To pay for a medical emergency where the cashless facility is not available

  6. To funds, one’s small business venture

Steps to Apply for a Personal loan in Chennai with Indiabulls Dhani

Below listed are the steps to apply for a personal loan in Chennai with Indiabulls Dhani.

  1. Apply via Indiabulls Dhani personal loan app

  2. To login, enter your mobile and the received OTP

  3. Fill in the loan details

  4. Fill in the personal details

  5. Upload documents for verification

Instant Personal Loan With Dhani App

Once you have followed the above steps and the verification is complete, you get instant approval and the amount is disbursed into your account in minutes.

Eligibility Criteria for Personal Loan Applications in Chennai

  1. Age: 21 years and above

  2. Nationality: Indian

  3. Employment: Salaried or self-employed entrepreneur

Also Read: Tips to Boost Your Personal Loan Eligibility

Documents to Upload for a Personal Loan in Chennai

Indiabulls Dhani’s Personal loan application is completely digital. Here you need to upload the following documents:

  1. PAN Card

  2. Proof of Address

  3. Bank Details

Benefits of Indiabulls Dhani Personal Loan in Chennai

  1. Get a varied loan amount range from 1,000 to Rs 15 Lakhs

  2. Flexible tenure range from 3 months to 36 months

  3. Competitive personal Loan Interest Rates at 11.99%

  4. Hassle-free online application process

  5. No Pre-Payment Charges for up to Rs 20,000

Calculate Personal Loan EMI

Personal Loan in Chennai: Fees and Charges


Type of Charge Charge % / INR
Processing fee up to 5%
Loan foreclosure/pre-payment charges >6 months: 5%
Rate of Interest 11.99% onwards
Bounce charges Rs. 400 per bounce
Late Payment penalty 3% per month
Stamp duty charges for loan documentation As per applicable laws
Duplicate NOC Rs. 500 per request
Repayment mandate/instrument swapping charges Rs. 500 per request
Loan Cancellation Charges Rs. 3000
Loan Re booking charges Rs. 1500
Statement of account charges Rs. 500
Duplicate Repayment Schedule Rs. 500
Bounce Charges (For Self Employed) Rs. 750