Personal Loan Branches in Hyderabad
Hyderabad is the cultural melting pot of South-East India. Historically a trade centre of diamonds and pearls, Hyderabad has evolved into a city thriving in the service industry. It houses some big of the biggest IT companies, thus making it a centre for young professionals looking for careers in the IT sector. Hyderabad also has many research institutions such as the Defence Research and Development Organization, Indian Institute of Chemical Technology, etc. The city also has many popular landmarks such as the Charminar, Golconda Fort, Hussain Sagar Lake, which are tourist hot-spots.
Hyderabad also has many reputed banks and NBFCs, which can help you in times of financial emergencies. If you are in need of a personal loan in Hyderabad then you can visit our branch at the address mentioned below.
Indiabulls offers personal loan offline & online.
Applying for a personal loan online has its own advantages as follows
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Instantaneous Personal Loan Approval
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Hassle free online application process
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No hard documentation
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Manage your loan online
What is known as a Personal Loan?
A Personal Loan is an unsecured loan offered by financial institutes like banks or NBFCs. This type of loan can be used for any kind of purpose and does not require any collateral.
How to Apply for Personal Loan in Hyderabad with Indiabulls Dhani?
Apply for personal loan through Indiabulls Dhani personal loan app, the steps are as follows:
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Enter your mobile number for registration
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Enter the OTP
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Enter your personal details as well as the loan details
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Upload the required documents for verification
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Receive instant approval and disbursal
Instant Personal Loan With Dhani App
Personal Loan Eligibility Criteria for Applicants in Hyderabad
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The personal loan applicant should be 21 years and above
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He/she should be an Indian resident
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He/she should be Salaried or self-employed
Also Read: Tips to Boost Your Personal Loan Eligibility
Documents Required
The following are the documents required:
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PAN Card
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Proof of Address
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Bank Details
Advantages of Availing Indiabulls Dhani Personal Loan
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Minimum loan amount of Rs 1,000 and a maximum loan amount of Rs 15 Lakhs
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Competitive interest rates at 11.99%
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Tenure of 3 months to 36 months
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Completely secure online application
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No hard documents required.
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No foreclosure charges below Rs 20,000
Instant approval and timely disbursal of money
Personal Loan in Hyderabad: Fees and Charges
Type of Charge | Charge % / INR |
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Processing fee | up to 5% |
Loan foreclosure/pre-payment charges | >6 months: 5% |
Rate of Interest | 11.99% onwards |
Bounce charges | Rs. 400 per bounce |
Late Payment penalty | 3% per month |
Stamp duty charges for loan documentation | As per applicable laws |
Duplicate NOC | Rs. 500 per request |
Repayment mandate/instrument swapping charges | Rs. 500 per request |
Loan Cancellation Charges | Rs. 3000 |
Loan Re booking charges | Rs. 1500 |
Statement of account charges | Rs. 500 |
Duplicate Repayment Schedule | Rs. 500 |
Bounce Charges (For Self Employed) | Rs. 750 |
When Can You Avail a Personal Loan in Hyderabad?
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Home renovation
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Relocation abroad
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Credit bills
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High school fees
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Travelling overseas
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Sudden medical emergency