Top Up Loan
There are times when you need an extra push and help to achieve your dreams. A top up loan is one such product that enables you to fulfil your goals when you fall short of funds, in spite of availing a fresh or new loan. A top up loan is an additional loan that you can avail against an existing personal loan, wedding loan, car loan, medical loan, education loan, etc. Top up loans permit you to borrow a particular amount of money over and above your existing loan. These loans can be used in case of emergencies when you want instant funds for your professional or personal needs. Hence, personal loan top ups have become quite popular these days. When you avail a top up personal loan on your existing loan, you get one consolidated EMI to cover the entire value.
For instance, suppose you took an instant personal loan of Rs 5 Lakhs from Indiabulls Dhani. After some time, you have paid Rs 3 lakhs, and need an additional Rs 5 Lakhs. Once your top up loan is approved, your existing loan amount of Rs 2 lakhs is paid-off and a new loan of Rs 7 Lakhs is disbursed.
Features and Benefits of availing a Top up Loan:
Attractive Top up loan interest rates
No additional documentation
No security/collateral required
Quick processing and easy financing
Simple repayment process
Loan amount up to Rs. 15 Lakhs
Can be availed for various professional or personal needs
Top Up Loan Eligibility:
To avail an instant personal loan from Indiabulls Dhani, you must meet the following Indiabulls Dhani top up loan eligibility criteria:
You should have an existing loan from Indiabulls Dhani.
You should be an Indian citizen
Your age should be of minimum 21 years
You should be a salaried professional or a self-employed entrepreneur
If you fulfil the above top up loan eligibility requirements, you are eligible to obtain a top up personal loan with Indiabulls Dhani. Once you ensure that you qualify for a top up loan on a personal loan, we suggest you look up for top up loan interest rates to plan your loan repayment options.
Top Up loan interest rates:
Indiabulls Dhani provides top up loans with one of the most competitive personal loan interest rates in the market.
Benefits of applying for a Top Up loan with Indiabulls Dhani
When you avail a top up loan from Indiabulls Dhani, you enjoy the following benefits:
Instant Disbursal: You can get your desired loan amount starting from Rs 1000 up to Rs 15 Lakhs immediately in your bank account.
Instant verification: Since you have already availed a loan from Indiabulls Dhani, you do not have to go through the verification process again.
Manage your loan anywhere, anytime: With the help of personal loan app -Dhani, you can receive and manage your top up loan directly on the app or website. This makes the entire process simple and convenient.
No pre-payment charges: You do not have to pay any pre-payment charges for loans up to Rs 20,000.
Dhani points: Indiabulls loyalty rewards program is something you should not miss. You can earn Dhani points by merely logging into Dhani app daily, timely payment of your EMIs, etc. You can use these Dhani points to recharge your phone, shop, pay various utility bills, or get gift vouchers.
Spin the Wheel: Dhani app provides you with an opportunity to earn daily cash up to Rs 500 with Dhani Fortune.