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What is a Personal Loan for Travel?
Going on a river cruise in the Nile in Egypt, or taking a dreamy vacation in Switzerland, your dream vacation can now be a reality. Getting a travel loan in India is now simple. Holiday loans help you finance your trip
and enjoy your vacation. Whether it is a solo trip or one with friends and family, you can budget everything from your stay, to transport to flight tickets and also your travel insurance with a personal loan.
Benefits and Features of availing a Vacation Loan
- Travel loan takes care of all your travel expenses such as stay, transportation, food, flights etc.
- Competitive interest rates
- Loans ranging from ₹ 1,000 to ₹ 15 Lakhs
- Completely digital process
- Hassle-free documentation
- Instant money in your bank account
- Tenure period ranging from 3 to 36 months
Travel Loan EMI Calculator Travel Loan Interest Rates
How to Apply for A Travel Loan?
You can easily avail a Travel Loan by downloading Indiabulls Dhani Personal App or by visiting the website. Here’s how you can apply for Indiabulls Dhani Travel Loan.
- Download our personal loan app – Indiabulls Dhani App, enter your mobile number and loan details.
- Upload your PAN Card and Address Proof details.
- Get the loan money disbursed into your bank account instantly.
Travel Loan EMI Calculator
Once you finalize the budget, you can use our personal loan EMI calculator to get an estimate on your estimated monthly
instalments. You need to enter your loan amount, select the interest rate and tenure. After feeding these details, the calculator comes up with a final number which is your monthly EMI.
Personal Loan Interest Rates for Holiday Loans
Whether the traveler in you wants to go on an exotic vacation or wants to backpack through a country, our attractive personal loan interest rates fit your pocket easily starting at 13.99%.
Tips on How to Use a Personal Loan for a Holiday
Today, no place is out of reach. Now, you no longer need a huge stash of travel points and airline miles to travel to those exotic beaches or backpacking through those gigantic mountains, or literally anywhere. A travel loan is designed solely for travel enthusiasts, for whom no place is out of reach. You may consider a personal loan for travel to cater to your following expenses:
1. To buy tour packages
2. To purchase travel gear or travel accessories
3. To pay for your hotels
4. To buy your airline tickets or train tickets or any other kind of transportation
5. To get travel insurance from your insurance provider
6. To pay for your food and other utilities during your travel
7. Any other travel-related activities
Travel Loans with Indiabulls Dhani
Indiabulls Dhani Personal Loan makes availing a loan, a speedy process. Instead of spending all your savings on a vacation, you can take Indiabulls Dhani’s Travel Loan and finance your trip. If there is an impromptu plan to go on a trip, Indiabulls Dhani
makes it possible for you to avail a Travel loan on the spot. You can avail the loan by downloading our mobile app or by visiting our website. There is minimal documentation. All you need is to fill in your PAN
and address proof details. You do not need to explain your choice of destination to anyone!
Travel Loan FAQs
When can I avail a Travel Loan?
You can avail a personal loan for travel right before you plan the trip or after all the planning is done and you need to start booking.
Is there a destination-based eligibility criteria?
No. There is no destination-based eligibility criteria. You can avail the Travel Loan for both foreign travel as well as domestic travel.
Do I have to mention my reason for travel?
No. We do not ask you for your reason to travel to a particular destination.
Is my travel insurance included in the loan?
We do not give you travel insurance but you can avail a loan for a higher amount and incur the expenses of a travel insurance from the insurance provider.
Is it necessary to have a Co-applicant?
No. You do not need a co-applicant to avail a travel loan from Indiabulls Dhani.
Are there different interest rates for foreign and domestic travel?
The interest rates remain the same no matter your destination for travel.
What are the different types of documents required for a Travel Loan?
Indiabulls Dhani does not require you to submit any hard copies of documents, unless expressly required. The process is paperless. You only need to fill in your PAN and address proof details.
Does my information remain secure?
Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm.
Where can I download the Travel Loan application?
To get a travel loan from Indiabulls Dhani, you can download the “Instant Personal Loan App – Indiabulls Dhani” app from Google Play Store or Apple App Store.
What is a personal loan EMI Calculator?
Plan your expenses by estimating the amount of EMI that you will be paying at the end of each month. An EMI Calculator helps you get an approximate amount of the same.
When will I get the amount disbursed into my account?
At Indiabulls Dhani you get instant personal loan approval, thus the amount is disbursed into your bank account in minutes.
What are the different tenure options?
The tenure option ranges from 3 months to 36 months.
Are there any prepayment charges?
If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee till ₹ 20,000.
How can I be eligible to avail a Travel Loan?
To avail a Travel Loan from Indiabulls Dhani, you need to be an Indian resident aged 21 years and above. You should be a salaried professional or self-employed entrepreneur.
Is there a minimum and maximum loan amount?
Indiabulls Dhani offers travel loans ranging from ₹ 1000 to ₹ 15 Lakhs.
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