Travel Loan FAQs
When can I avail a Travel Loan?
You can avail a personal loan for travel right before you plan the trip or after all the planning is done and you need to start booking.
Is there a destination-based eligibility criteria?
No. There is no destination-based eligibility criteria. You can avail the Travel Loan for both foreign travel as well as domestic travel.
Do I have to mention my reason for travel?
No. We do not ask you for your reason to travel to a particular destination.
Is my travel insurance included in the loan?
We do not give you travel insurance but you can avail a loan for a higher amount and incur the expenses of a travel insurance from the insurance provider.
Is it necessary to have a Co-applicant?
No. You do not need a co-applicant to avail a travel loan from Indiabulls Dhani.
Are there different interest rates for foreign and domestic travel?
The interest rates remain the same no matter your destination for travel.
What are the different types of documents required for a Travel Loan?
Indiabulls Dhani does not require you to submit any hard copies of documents, unless expressly required. The process is paperless. You only need to fill in your PAN and address proof details.
Does my information remain secure?
Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm.
Where can I download the Travel Loan application?
To get a travel loan from Indiabulls Dhani, you can download the “Instant Personal Loan App – Indiabulls Dhani” app from Google Play Store or Apple App Store.
What is a personal loan EMI Calculator?
Plan your expenses by estimating the amount of EMI that you will be paying at the end of each month. An EMI Calculator helps you get an approximate amount of the same.
When will I get the amount disbursed into my account?
At Indiabulls Dhani you get instant personal loan approval, thus the amount is disbursed into your bank account in minutes.
What are the different tenure options?
The tenure option ranges from 3 months to 36 months.
Are there any prepayment charges?
If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee till ₹ 20,000.
How can I be eligible to avail a Travel Loan?
To avail a Travel Loan from Indiabulls Dhani, you need to be an Indian resident aged 21 years and above. You should be a salaried professional or self-employed entrepreneur.
Is there a minimum and maximum loan amount?
Indiabulls Dhani offers travel loans ranging from ₹ 1000 to ₹ 15 Lakhs.