What is a bike loan?
A two wheeler loan/bike loan is a personal loan which helps you to purchase a bike or scooter of your choice. Availing a bike loan was once considered a tiresome
process. Now you can get an online bike loan without down payment instantly through our bike loan app. You do not need to visit a lender’s office or wait in endless lines now to get your two wheeler loan. You can avail
a zero down payment bike loan online through the website or by downloading our mobile application. This saves you from visiting the branch for the loan application process.
Indiabulls Dhani lets you apply and receive a two wheeler loan even before you decide on the dealer. The bike loan also provides you with the flexibility of availing a loan amount which is higher than the vehicle cost in
itself, thereby covering other associated expenses such as insurance, accessories, etc. The best part about our two wheeler loans is that your two wheeler is not kept as security or collateral against your bike loan!
Two Wheeler Loan Features & Benefits with Indiabulls Dhani
Indiabulls Dhani has made the process to avail a two wheeler loan completely tech-savvy and digital. Here are some benefits and features.
Competitive interest rates
Two wheeler Loans ranging from ₹ 1,000 to ₹ 15 Lakhs
Completely digital process
Instant money in your bank account
Tenure period ranging from 3 to 36 months
Works as a zero down payment bike loan
How to Apply for A Two Wheeler Loan?
Indiabulls Dhani has come up with a unique solution for your two wheeler loan application hassle. You can avail a bike loan online through the website or by downloading our mobile application. This saves you from visiting
the branch for the loan application process
Here’s how you can apply for a Two Wheeler Loan Online –
Step 1 :Download the Dhani App from Google Play Store or App Store.
Step 2 : Once downloaded, enter your mobile number and loan details.
Step 3 : Upload your PAN Card and Address Proof details.
Step 4: Get the loan money disbursed into your bank account instantly.
Two Wheeler Loan EMI Calculator
You can use the Two Wheeler Loan EMI calculator to decide how much EMI you can pay for the loan. Select the amount, interest rate, tenure and let the calculator do the rest. The EMI calculator can give you an approximate
amount of the EMI outflow.
Two Wheeler EMI Calculator
Two Wheeler Loan Interest Rates
When you buy a two wheeler, you upgrade your standard of living. To make it more affordable we offer bike loans at attractive interest rates starting at 13.99%.
Two Wheeler Loan Interest Rates
Two Wheeler Loans with Indiabulls Dhani
With Indiabulls Dhani you can avail a two wheeler loan through just a few taps on the mobile app or website. The bike loan is processed and approved instantly and the loan amount is disbursed into your account in minutes.
We provide bike loans without any down payment. Also during resale, you do not have to produce a hypothecation certificate. If your dream two wheeler is out of your budget, then you can avail a two wheeler loan from
When can one apply for a bike loan?
You can apply for a bike loan at any time, before or post making the two wheeler model decision.
How can I be eligible to avail a two wheeler loan?
To avail a two wheeler loan from Indiabulls Dhani, you need to be an Indian resident aged 21 years and above. You should be a salaried professional or self-employed entrepreneur.
Can I use the two wheeler loan for commercial use?
Yes. You can avail a two wheeler loan regardless of your purpose to use the vehicle.
Does my information remain secure?
Yes, the information you feed about your two wheeler loan remains safe. We have a secure system in place which keeps all your data away from any harm.
Where can I download the Loan application?
You can download the personal loan application from Google Play Store or Apple Store. Alternately, you can also login on Indiabulls Dhani website.
What is a personal loan EMI Calculator?
Plan your expenses by estimating the amount of EMI that you will be paying at the end of each month. An EMI Calculator helps you get an approximate amount of the same.
When will I get the amount disbursed into my account?
At Indiabulls Dhani you get instant two wheeler loan approval, thus the amount is disbursed into your bank account in minutes.
What are the different tenure options?
The tenure ranges from 3 months to 36 months.
Are there any prepayment charges?
If you wish to repay your two wheeler loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee till ₹ 20,000.
What documents are required to avail a two wheeler loan?
Indiabulls Dhani does not require you to submit any hard copies of documents for your two wheeler loan. The process is paperless. You only need to fill in your PAN and address proof details.
Will my two wheeler be hypothecated?
No. The two wheeler you buy will not be hypothecated with us.
What is the minimum and maximum loan amount for a two wheeler loan?
Indiabulls Dhani offers two wheeler loans ranging from ₹ 1,000 to ₹ 15 Lakhs.