What is a Wedding Loan?
A Wedding Loan is a personal loan which you can avail to incur the expenses of your wedding. From printing invitation cards, to booking hotels for guests, to choosing the right outfit, buying jewelry, deciding the
venue, selecting a caterer etc, all of this requires you to spend a huge amount of money. Taking a personal loan for marriage is an easy solution to all these expenses.
It is crucial that you fix a budget even if you plan to take a loan for marriage. It becomes easy to make all the arrangements with a budget. Even if there are any last minute expenses, your finances do not face the brunt as majority of the amount is
covered under the loan for marriage. Indiabulls Dhani has now made it easier to avail a Marriage Loan in India.
Benefits and Features of Marriage Loans
Competitive interest rates
Wedding Loans ranging from ₹ 1,000 to ₹ 15 Lakhs
Completely digital process
The application is available for both Android as well as iOS users
Instant money in your bank account
Tenure period ranging from 3 to 36 months
How to Apply for a Wedding Loan?
Planning a wedding is a mammoth task. You have to be at hundreds of places to look over a lot of things. From seeing the florist, to monitoring the venue decoration, to shopping, there is a lot of leg work to do. Amidst all this, visiting a lender’s office
to avail a loan is not possible. Indiabulls Dhani has a solution to this problem. The process to avail a wedding loan from Indiabulls Dhani is completely online.
Here’s how you can apply for Indiabulls Dhani’s Wedding Loan:
- Download the Dhani App from Google Play Store or App Store.
- Once downloaded or on the website, enter your mobile number and loan details.
- Upload your PAN Card and Address Proof details.
- Get the loan money disbursed into your bank account instantly.
Wedding Loan EMI Calculator
A personal loan EMI calculator for a wedding loan, comes in handy when you are ready with the budget for your wedding.
To use this tool, you need to enter the total loan amount, interest rate and tenure. The result is an estimation of your EMI paid at the end of each month.
Use Personal Loan EMI Calculator
Wedding Loan Interest Rates
A marriage is an important affair and we at Indiabulls Dhani know the value of the ceremony. We offer a good deal on Marriage Loan, with personal loan interest rates starting at 13.99%.
Check Personal Loan Interest Rates
Tips on How to Use a Personal Loan for a Wedding
The wedding industry is a significant business in India. With the wedding industry in India expected to reach around Rs 45,000 crore in 2020, do not hold on to the dreams of your perfect wedding. After all, it is a once in a lifetime affair. You might consider availing a wedding loan for the following purposes:
1. To print your invitation cards
2. To buy that gorgeous wedding gown and other wedding outfits
3. To pay your service providers like makeup artists, caterers, wedding planners, vendors, photographers, etc.
4. To book flight tickets for your honeymoon
5. To book a splendid venue for your wedding
6. To pay for the hotel rooms for your guests
7. To purchase welcome hampers for your guests
8. To book renowned choreographers for your ‘Sangeet’
9. To schedule a pre-wedding shoot
10. To organise transportation facilities for you, your family, and your guests
Marriage Loans with Indiabulls Dhani
Indiabulls Dhani has made it easier to avail a Marriage Loan in India. The complete web process or mobile application makes it possible for you to take a loan from the comfort of your house. All you need is a phone or a tablet. Once you login on the website
or install the app, you need to fill in the relevant details. You receive an approval instantly with money in your bank account in minutes. There is no paperwork. We do not ask for any collateral or security.
The tenure period is flexible suiting your needs.
Wedding Loans FAQs
When can I avail a Marriage Loan?
You can avail a Marriage loan at any time you want, be it according to your planning or any sudden requirements.
What are the different types of documents required for a Marriage Loan?
We do not require you to submit any hard copies of documents. We only need your PAN and address proof details for approval and verification.
Is my information shared with third parties?
No, the information you feed remains safe. We do not share any information with third parties. We have a system in place wherein there are no security threats to your data.
Where can I download the Marriage Loan application?
You can download our Indiabulls Dhani personal loan application from Google Play Store or Apple App Store.
What is a loan EMI Calculator?
Plan your expenses by estimating the amount of EMI that you will be paying at the end of each month. An EMI Calculator helps you get an approximate amount of the same.
How much time does it take for the loan amount to be disbursed into my account?
At Indiabulls Dhani you get instant wedding loan approval, thus the amount is disbursed into your bank account in minutes.
What are the different tenure options for the Marriage Loan?
The tenure option ranges from 3 months to 36 months.
Are there any prepayment charges?
If you wish to repay your marriage loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee till Rs 20,000.
How can I be eligible to avail a Wedding Loan?
To avail a Wedding Loan from Indiabulls Dhani, you need to be an Indian resident aged 21 years and above. You should be a salaried professional or self-employed entrepreneur.
Is there a minimum and maximum loan amount?
Indiabulls Dhani offers Marriage Loans ranging from ₹ 1000 to Rs ₹ 15 Lakhs.
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